We work with a range of partners to make financing as accessible as possible, but there are certain criteria you must meet, as well as passing a credit check.

With Dividebuy you must:

• Be over 18 years of age
• Be a resident in the UK for 3 years
• Have a UK bank account that can accept recurring payments
• Have your order delivered to the address that is on the finance application and this must also be your bank account billing address

In order to qualify for Klarna's* payment options:

• Be old enough. You need to be at least 18 to use Klarna's payment options
• Have a positive credit history
• Don't have a lot of debt
• Connect your bank account

More qualifying information can be found on Klarna's site here

If you don't meet the above criteria, check out Splitit as an alternative way to pay in instalments.How does Splitit work?

* Simba Sleep Limited (5th Floor, Halo, Counterslip, Bristol, BS1 6AJ, United Kingdom) is authorised and regulated by the Financial Conduct Authority (“FCA”) (FCA FRN 742009) and acts as a credit intermediary and not a lender, offering credit products provided by a limited number of finance providers, including Klarna Financial Services UK Limited (company number 14290857), which is authorised and regulated by the FCA for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816).