Rest easy: we've kept it simple. Here's what to do:

1. Add your products to your basket. Remember your basket value must be at least £150 for Dividebuy and Splitit. For Klarna* the minimum order value is £400 for the option of spreading payments across 2 or 3 years (9.9%) APR. For the 'Pay in 30' and 'Pay in 3' options the minimum spend is £150.

2. On the page where you enter your delivery information and email address, input any applicable discount code.

3. When you get to the checkout, please select your prefered payment provider.

4. Create an account /log in and select your payment term. This is where you'd add additional personal details on the application too.

5. Please be aware that as part of the conditions of the finance agreement, the shipping and billing address must match.

6. A credit check will be performed and based on your credit score you may be asked to provide additional information. Otherwise, if approved the first installment will be taken.

7. You will receive an order confirmation from us and your order will the be dispatched.

*Simba Sleep Limited (5th Floor, Halo, Counterslip, Bristol, BS1 6AJ, United Kingdom) is authorised and regulated by the Financial Conduct Authority (“FCA”) (FCA FRN 742009) and acts as a credit intermediary and not a lender, offering credit products provided by a limited number of finance providers, including Klarna Financial Services UK Limited (company number 14290857), which is authorised and regulated by the FCA for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816).