Do I have to pay a deposit with Splitit?

Not at all. With Splitit you can choose to spread your order total over 3,6 and 12 months and you'll only need to pay the first instalment at the time of placing your order, the remaining amount will be held on your credit card until the final payment is made. After each monthly payment, the amount held from your available balance will be reduced to the new remaining balance (the held may appear as pending).